Limited early access — Your first month is on us
Now accepting early members

Benefits that follow you.
Work that suits you.

You chose independence for the freedom. Why should your benefits stay stuck in the old system?

One SES membership. Continuous coverage. No matter where the work takes you.

No commitment required — just save your spot

Serving independent workers in all 50 states

64 million Americans work independently. Most are on their own for benefits.

Independent work has changed how people earn income. Benefits haven't changed with it. As a result, many independent workers face:

  • Overpaying for individual coverage
  • Going without basic protections entirely
  • Missing employer-matched retirement savings
  • Starting from scratch every time work changes

SES organizes coverage at scale — the same way large employers do — and passes that access to you through a single membership.

For Workers

Health coverage, retirement savings, and protections — all in one membership that moves with you.

See what's included

For Employers

Offer benefits to your independent workforce without the overhead of traditional employment.

Learn how it works

How it works

Three steps. No paperwork. No interruptions.

01

Join SES

Sign up once — your benefits aren't tied to any single employer.

02

Work the way you choose

Take any gig, contract, or freelance job. Your coverage stays the same.

03

Keep your membership

Switch jobs, take a break, go full-time — your benefits follow.

Everything you'd expect from a great employer — without the employer

One membership. Real coverage. Built for how you actually work.

Health coverage access

Medical, dental, and vision plans at group rates — not individual market prices.

Retirement savings

A 401(k) with matching that grows with every gig, not just one.

Protections

Disability, life insurance, and liability coverage that never lapses between jobs.

Frequently Asked Questions

Everything you need to know about SES.

Portable benefits are benefits — like health insurance, retirement plans, and protections — that stay with you as you move between different work opportunities. Instead of losing coverage when you switch jobs, your benefits travel with you through your SES membership.
SES organizes benefits at scale, similar to how large employers do, and makes them available to independent workers through a single membership. You sign up, choose your coverage, and your benefits stay active regardless of which employer or client you work with.
SES is designed for anyone who earns income independently — freelancers, contractors, gig workers, and people who combine different types of work. If your benefits have ever been disrupted by a job change, SES is built for you.
SES memberships include access to health coverage (medical, dental, vision), retirement savings with matching, and protections like disability and life insurance. All coverage is structured at group rates, not individual market prices.
No. Joining the waitlist is completely free and requires no commitment. We'll reach out when it's time for you to select your coverage options.

Ready to take control of your benefits?

Join the waitlist — no contracts, no commitment. We'll save your spot and reach out when it's time to choose your coverage.

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